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    Insurance for private homes, and luxury properties
    Private Homes
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    Personal Vehicles
    Learn more about high net worth insurance for private clients
    High Net Worth
    Insurance for jewelry, watches, and other luxury collections
    Jewelry & Watches
    Insurance for personal vehicles, luxury cars, and exotic cars
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    Learn more about yacht, boat, and watercraft insurance
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FAQs

  • What do you need from us to quote?

    Pipeline schedule with diameter, length, age, coating, product and pressure; water depth and burial status; latest integrity and pigging reports; replacement cost values; vessel and equipment schedule; crew counts by ...

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  • Does the contract we signed change what we need?

    Substantially. Offshore master service agreements use knock-for-knock indemnity, where each party accepts its own people and property regardless of fault. Your policy has to be endorsed to support what you ...

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  • How are divers and marine crews covered?

    Under federal regimes, not state workers' compensation. Depending on the role and the worksite, a person may be a Jones Act seaman, a Longshore Act employee, or covered under the ...

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  • Who pays when an anchor or trawl damages our line?

    You do first, then pursue recovery. Third-party strikes are among the most common causes of subsea pipeline damage, and the vessel is often unidentified or underinsured. Physical damage coverage on ...

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  • What about a leak that has been developing for years?

    This is the central wording question on any pipeline placement. Many forms respond only to sudden and accidental releases, and exclude gradual seepage and pre-existing conditions. Current inspection and pigging ...

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  • Is a release covered if there was no negligence?

    Liability for the cleanup usually attaches regardless. The Oil Pollution Act imposes removal costs and damages on the responsible party on a strict basis, so the question is not fault ...

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  • Why can’t a standard commercial policy cover a subsea line?

    Because three of its standard exclusions describe your entire operation: pollution, watercraft, and property away from a scheduled premises. Subsea risk is written on energy and marine forms by underwriters ...

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  • Why won’t a standard contractor policy work for bridge work?

    Because the exclusions land squarely on your operations. Many contractor liability forms carve out structural steel erection, work above a stated height, operations over or adjacent to water, blasting, and ...

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  • What do you need from us to quote?

    Course location and number of holes, annual rounds and membership counts, revenue split across dues, green fees, food and beverage and pro shop, a statement of values for buildings, carts ...

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  • What does a golf policy typically not cover?

    Common exclusions or sublimits include flood, drought and loss of turf from disease or irrigation failure, gradual pollution and chemical drift, employment claims, cyber events, member property, and lightning injury ...

    Read More
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Our knowledgable agents are experts at finding the right coverage for your business or family. Get your insurance quote today.

800-759-2544
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Office Address & Hours
2850 34Th Street N Suite 1127
St Petersburg, Florida 33713
Phone: 800-759-2544
Office Hours
MON – FRI,  9:00am – 5:00pm EST

SAT, SUN and evenings by appointment only, or click here to start your insurance quote online.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

Note: Insurance Premium payments can only be refunded if the requested policy is canceled on the same day it is issued, or before the effective coverage date. Once insurance is effective with a carrier, we will refund any prorated days requested by the Insured in the form of a CHECK BY MAIL paid within 60 days of cancellation.

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