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    • General Liability
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    • Trucking
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    Insurance for private homes, and luxury properties
    Private Homes
    Insurance for personal vehicles, luxury cars, and exotic cars
    Personal Vehicles
    Learn more about high net worth insurance for private clients
    High Net Worth
    Insurance for jewelry, watches, and other luxury collections
    Jewelry & Watches
    Insurance for personal vehicles, luxury cars, and exotic cars
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    Learn more about yacht, boat, and watercraft insurance
    Yachts & Watercraft
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FAQs

  • Do we need liquor liability if a caterer runs our events?

    Usually still yes. Claimants name the club along with the caterer. Require the caterer to carry liquor liability and name you as additional insured, and keep your own limit for ...

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  • What do we need in place before hosting a tournament?

    Confirm the sanctioning body's required limits and additional insured wording, add spectator and special event coverage if your base policy sublimits it, place prize indemnity separately for hole-in-one and shootout ...

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  • How are golf carts insured?

    Deliberately, because they fall between policies. Carts need liability coverage for rider and third-party injury and physical damage coverage for the fleet, and you should confirm whether coverage extends off ...

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  • Is the golf course itself — greens, tees, trees — covered by our property policy?

    Not by default. Standard commercial property forms exclude land, growing crops, trees, and lawns, and often sublimit them severely. Course, greens, and landscaping coverage has to be endorsed on with ...

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  • Are we liable when a golfer’s ball hits a person, car, or house?

    The golfer is usually the responsible party, but the course is routinely named too, particularly where hole design, netting, or warning signage is at issue. General liability pays the defense ...

    Read More
  • What do you need from us to quote?

    Airport identifier and ownership structure, annual operations and based aircraft counts, runway and pavement detail, a statement of values for buildings and ground equipment, annual fuel gallons by type, hangar ...

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  • What does an airport policy typically not cover?

    Common exclusions or sublimits include war and terrorism, noise and nuisance claims, flood, gradual pollution, unmanned aircraft operations, and liability assumed under contract beyond the policy's terms. Several can be ...

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  • Are air shows, fly-ins and special events covered?

    Usually not under the base policy. Air shows, races, skydiving, balloon events, and large public gatherings are typically excluded and insured separately with event-specific limits. Arrange coverage before the event ...

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  • How is fuel handling underwritten?

    Closely. Underwriters look at gallons by fuel type, self-serve versus attended fueling, truck age and condition, training and documentation for line staff, tank construction and containment, and your misfueling controls. ...

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  • We only lease hangars and land — are we still exposed?

    Yes. As the field owner you are routinely named in claims arising from pavement condition, lighting, markings, wildlife and fencing, snow removal, and access control, regardless of who operated the ...

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Our knowledgable agents are experts at finding the right coverage for your business or family. Get your insurance quote today.

800-759-2544
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Office Address & Hours
2850 34Th Street N Suite 1127
St Petersburg, Florida 33713
Phone: 800-759-2544
Office Hours
MON – FRI,  9:00am – 5:00pm EST

SAT, SUN and evenings by appointment only, or click here to start your insurance quote online.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

Note: Insurance Premium payments can only be refunded if the requested policy is canceled on the same day it is issued, or before the effective coverage date. Once insurance is effective with a carrier, we will refund any prorated days requested by the Insured in the form of a CHECK BY MAIL paid within 60 days of cancellation.

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